How to Recover Your Surplus Funds After Foreclosure?

Did You Lose Your Home to Foreclosure? You May Be Owed Thousands in Surplus Funds!

When a foreclosed property sells for more than the remaining mortgage balance, the extra money called surplus funds or excess proceeds rightfully belongs to the former homeowner.

However, many homeowners never claim this money because they don’t know it exists, don’t understand the legal process, or miss strict filing deadlines.


If your home was recently foreclosed, you could be sitting on $10,000, $50,000, or even $100,000+ in unclaimed surplus funds. But time is limited, and if you don’t act quickly, the government may keep the money or distribute it elsewhere.


Research



Confirm



Go get it


WHAT ARE SURPLUS FUNDS?

Surplus funds are the extra money left over after your foreclosed property is sold at auction and all debts (like mortgage balances, liens, and court costs) are paid.

For example

Your home is foreclosed and auctioned for $250,000


You only owed $180,000 on the mortgage


After paying court fees and liens, $60,000 remains this is YOUR surplus money!

But here’s the catch: The government won’t automatically send you a check.

You must file a legal claim, and in many cases, you’ll need to prove your right to the funds through court proceedings.

WHY CHOOSE US

Empower Your Journey with Coach Jayse

I am a Foreclosure Surplus Recovery Results Coach and I help home owners recover their surplus funds from the Government. I then invite those home owners to join me by learning how to make a living through this industry.

I also help entrepreneurs, business owners and new business owners build a highly successful Foreclosure Surplus Recovery Business that ends up working for their business owners, so their business owners never have to worry about work or money ever again.

I do that through Coaching, Education and Through being a Foreclosure Surplus Recovery Business Owner

Our Claim Process

With No risk. No upfront costs promise ?


How do I know if I have surplus funds owed to me?
I research foreclosure court records to identify cases where homeowners are owed surplus funds. If I’ve contacted you, it’s because I’ve already verified your eligibility through official records. You can also check with your local county court, but the process can be complex if you’re not sure what to look for.
What happens if I don’t claim my surplus funds?
If you don’t claim your funds within the state’s deadline (which varies by location), the government may keep the money permanently. Some states allow unclaimed funds to be recovered later, but the process becomes much more difficult. Acting now ensures you get what’s rightfully yours before it’s too late.
Can my bank, lender, or lawyer claim these funds for me?
In most cases, no banks and lenders do not help former homeowners recover surplus funds because they have no financial incentive to do so. While some lawyers offer surplus recovery services, they often charge high upfront fees and may not specialize in the process. I provide a no risk, done for you service, handling everything for you, and I only get paid after your claim is approved.
Will this affect my credit or taxes?
No, claiming your surplus funds will not impact your credit score because it’s money that legally belongs to you. However, depending on your state’s tax laws, you may need to report the recovered funds as income. I always recommend consulting with a tax professional to ensure compliance with tax regulations.
What do you need from me to get started?
To start the process, I’ll need you to sign a simple agreement allowing me to act on your behalf. You’ll also need to provide proof of identity and any documents related to your foreclosure. I’ll handle the rest from paperwork to court filings so you don’t have to worry about the details.

Our Claim Process

With No risk. No upfront costs promise ?


How Much Will This Cost Me?
It depends on the status of your property foreclosure. We only take a small percentage after the judge approves your claim.
What If I Live Out Of State
We cover all states in the US, we have our attorneys in each state. Lets hop on a zoom call or you can call 888 436 9717 and we’ll see if we can help you in your specific case?
Why Should I Hire You If I Can Do It All By Myself?
Yes, you can technically do it yourself, but navigating the foreclosure recovery process is complex, time consuming, and full of legal hurdles. As a foreclosure recovery specialist, I have the expertise, resources, and systems in place to handle everything efficiently from researching surplus funds and verifying court records to skip tracing, contacting owners, and ensuring all legal paperwork is properly executed. Without the right knowledge, you risk missing deadlines, dealing with unresponsive government agencies, or even losing your claim due to incorrect filings. By working with me, you get a done for you service that saves you time, stress, and frustration, while maximizing your chances of successfully recovering your surplus funds.
This Sounds To Good To Be True
I get it, this may sound too good to be true, but surplus recovery is a real, legal process backed by court records. When a property is foreclosed, any extra funds left after the sale legally belong to the previous owner. However, the government doesn’t always make it easy to claim these funds, and many people don’t even know they exist. That’s where I come in. As a foreclosure recovery specialist, I research, verify, and handle the entire claims process to ensure rightful owners get what’s owed to them. I only get paid after the judge approves your claim, so there’s no risk to you. This is a legitimate service that helps homeowners recover money they might otherwise lose to the system.
How long does the foreclosure surplus recovery process take?
The timeline varies depending on the county and state, but most claims take 3 to 6 months from start to finish. Some cases can be resolved faster, while others may take longer if the court system is slow or additional documentation is required. I handle all the legal and administrative work to ensure the process moves as quickly as possible.

Research

The research process involves locating surplus funds by reviewing foreclosure court records, verifying the overage amount, confirming the rightful owner, and conducting skip tracing to find accurate contact details.

Confirm

The confirmation process ensures the surplus funds are valid by cross checking court dockets, verifying claim eligibility, and confirming no other liens or legal obstacles exist.

Go get it

The claims process involves preparing legal documents, submitting the claim to the court, coordinating with attorneys or notaries, and ensuring the funds are released to the rightful owner.

Come Join The Crusade

Once your claim is processed and approved, you’ll be invited to launch your own foreclosure surplus recovery business.

I’ll personally coach you and provide all the tools, knowledge, and support you need to build a highly successful operation.

My comprehensive coaching, education, and foreclosure surplus services are designed to help you create a business that works for you so you never have to worry about work or money again.

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IMPORTANT: Earnings and Legal Disclaimers DISCLAIMER: The sales figures stated on this landing page are our personal sales figures and in some cases the sales figures of previous or existing clients. Please understand these results are not typical. We’re not implying you’ll duplicate them (or do anything for that matter). The average person who buys “how to” information gets little to no results. We’re using these references for example purposes only. Your results will vary and depend on many factors including but not limited to your background, experience, and work ethic. All business entails risk as well as massive and consistent effort and action.
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